Five high-risk countermeasures for using cars in summer to avoid big losses

Since the beginning of summer, not only has the temperature gradually increased, but rain has also been abundant. As summer arrives, many vehicles are prone to problems due to climate. There are some situations that have caused damage to the vehicle. Let's take a look at the situations that are not handled properly. The owners may need to pay for their own pockets. The owners need to pay special attention.

Flat tire: inadequate tire pressure is the bane

There is such a clause in the auto damage insurance that the insurance company is not responsible for compensation for the losses and expenses caused by the individual damage of the wheels. And this means that the insurance company will not compensate for the loss of the tire itself caused by the flat tire. At present, the grades of tires used in small cars are increasing day by day, often hundreds of yuan, some car owners upgrade their own high-end tires, and even the price of each one is more than 1,000 yuan. Scrapping a tire is worth the cost of repainting half a car, so it is necessary to ensure that the tire is not punctured on a hot summer day.

Countermeasure

Summer is the most prone season for flat tires. Because the summer weather is hot and the road surface temperature is high, if the tire of the car is inflated too much, the gas will experience high temperature expansion and the tire pressure will increase, and fast driving may cause a tire puncture; the other situation that may cause a tire puncture is the opposite. Some car owners think they are smart to lower the tire pressure to avoid excessive tire pressure, but the result of low tire pressure is excessive compression of the tire wall, the result is that it is still easy to cause a flat tire. Therefore, the safest way is to maintain the correct tire pressure of the tire, and after wading, you should also carefully check whether the tire is punctured by foreign objects.

Wading: engine damage and loss

Summer is a season of heavy rain. Low-lying roads will accumulate water after the rain. Starting or driving in the water flooding the engine intake may cause engine damage. The most important thing is that this damage is not only difficult for insurance companies to pay for, but it is likely to be fatal to the engine. The repair cost will be nearly 10,000 yuan for an ordinary family car.

Countermeasure

The safest solution is to keep the owner away from wading as much as possible when uncertain about the depth of the water accumulation, and if necessary to pass, wait for the water level to fall back to a safe point if possible. The judgment about the safe water level is this: before the water level reaches 2/3 of the front bumper or tires, there is generally no problem in wading. No matter how high the water level is, unless the vehicle is properly protected, it is not recommended to pass. It is very important to ensure that there are no close-range vehicles during the wading process, so as to avoid the water waves rolled up by other vehicles exceeding the safe water level and causing damage to the vehicles. Of course, in parts of the South where there is plenty of rainfall, especially in the south, because of the constant threat of flooding, the surest way of course is to separately insure "water-related insurance" for the car.

Corrosion: timely repair is the key

There are more chances for the car to be exposed to the sun and rain in summer. If the original scratches on the vehicle are not repaired, the scratched parts are prone to rust or the primer is peeled off, and this loss insurance company will not compensate.

Countermeasure

The loss of the watch due to corrosion is considered to be natural damage, so the insurance company refused to pay. Therefore, the original scratches on the body should be repaired as soon as possible. In addition, after the rain, the vehicle should also be cleaned in time. The acid in the rain water has a strong rust effect on the vehicle.

Spontaneous combustion: buy spontaneous combustion insurance in case

Every summer, the spontaneous combustion of vehicles becomes very common, and some vehicles are often burnt under the helpless gaze of the owners. Even more frightening is that some sudden spontaneous combustion can threaten the lives of passengers in the vehicle. Of course, this is not covered by ordinary auto insurance anyway, so insurance companies will not compensate.

Countermeasure

Due to the hot summer climate and heavy rain, many components including the engine will also work in the hot environment to generate high heat, and the risk of vehicle spontaneous combustion is greatly increased. In response to the threat of spontaneous combustion, on the one hand, the car mainly conducts regular inspection and maintenance of the flammable parts of the vehicle, such as the engine, oil circuit, and circuit; Save yourself. Of course, if your car has been used for many years and has a lot of maintenance records involving circuits and oil circuits, it is recommended to purchase a vehicle spontaneous combustion insurance separately to ensure absolute safety.

Dangerous goods explosion: direct sunlight is powerful

Some small habits in summer can also cause serious losses. For example, a man who likes to smoke sometimes puts a lighter on the instrument panel in front of the windshield, and the lighter can easily explode under the high temperature in summer. In addition, the insurance company will not compensate for any damage to the interior of the vehicle caused by placing mosquito sprays or styling mousses in the vehicle.

Countermeasure

During the driving process, due to the relationship between ventilation or air conditioning, the temperature inside the car is naturally very suitable, and this often makes people ignore the surprisingly high temperature that the car can reach during parking. I have experienced the same situation: the plastic lighter placed on the instrument panel exploded under direct sunlight, but fortunately only left a pit of rice grain on the windshield. If you replace the lighter with a more powerful metal shell mosquito spray or styling mousse, the consequences will be disastrous! So please do not place flammable and explosive products in the car, especially the center console, etc. To the place.